One part of Primary market is still moving with steady demand
Freddie Mac put the average 30-year fixed rate at 7.28% as of October 1, 2026. That is real money on top of every price. And yet, some parts of Primary market are still moving with real speed.
The Real Estate Data Aggregator counted 33.5% of homes in ZIP 37064 going under contract within two weeks of listing. That is the highest share of any ZIP in this market. Buyers there are making decisions fast.
That speed matters because the Real Estate Data Aggregator also showed only 3.6 months of supply in ZIP 37064. Below four months generally means more buyers than sellers. Sellers in that ZIP have some footing to stand on.
How ZIP 37064 stacks up against the rest
Not every ZIP looks like this. The Real Estate Data Aggregator counted 13 months of supply in ZIP 37203 and 10.9 months in ZIP 37208. Those are very different conditions. Speed and supply vary a lot by neighborhood.
Which ZIPs had the most buyers moving fast
- 13706740.3%
- 23706433.5%
- 33721432.4%
- 43720631.1%
- 53720930.1%
- 63720829.9%
- 73720729.7%
- 83707528.2%
ZIP 37067 actually led the whole market. The Real Estate Data Aggregator showed 40.3% of homes there going under contract within two weeks. Its median sale price rose 9.6% from a year before, to $900,000. Pending sales were up 15.5% year over year. That is a ZIP worth watching.
Rates are higher, and buyers are still showing up
Freddie Mac reported the 30-year fixed rate averaged 7.28% as of October 1, 2026. Realtor.com noted rates crossed 7% in late September for the first time since January 2025. That is a real cost for buyers.
Even so, the National Association of Realtors reported existing-home sales were up 1.6% year to date through the first eight months of 2026. Buyers are adjusting, not disappearing.
The Federal Housing Finance Agency reported U.S. house prices rose 2.1% year over year between the second quarter of 2025 and the second quarter of 2026. Prices are not falling nationally, even with higher rates.
A few ZIPs where things moved more slowly
ZIP 37201 had a median of 159 days on market, per the Real Estate Data Aggregator. Only 8.3% of homes there went under contract within two weeks. That is a very different pace from ZIP 37064 or 37067.
ZIP 37219 had 18.4 months of supply and zero homes sold above list price. The Real Estate Data Aggregator counted only 6 homes sold there in the period. Small sample, but slow conditions.
| ZIP 37064 | ZIP 37201 | |
|---|---|---|
| Median sale price | $995,000 | $576,450 |
| Months of supply | 3.6 | 8.9 |
| Median days on market | 52 | 159 |
| Under contract in 2 weeks | 33.5% | 8.3% |
| Homes sold | 454 | 12 |
What this means for you
If you are selling in ZIP 37064 or 37067, the data shows real demand. Pricing well still matters. Only 16.3% of homes in 37064 sold above list price, per the Real Estate Data Aggregator. Most sold at or below.
If you are buying, being ready to move quickly in those ZIPs is worth something. A third of homes went under contract in two weeks. That leaves less time to think.
If you are in a ZIP with 8 or more months of supply, the picture is different. More choices, more time, but sellers may need to price carefully.
- The three months ending July 31, 2026 showed a split market.
- ZIP 37064 had 3.6 months of supply and 33.5% of homes under contract in two weeks.
- ZIP 37201 had 8.9 months of supply and 159 median days on market.
- One street can read very differently from the whole ZIP code, and one ZIP can read very differently from the next.
- The numbers above are for the full ZIP.
- Your block may tell a different story.
Your next step
(615) 943-5557Text me your address and I will send back how long a home like yours is taking to sell in your part of Primary market right now, and where your supply sits against these numbers. Takes a day, costs nothing.
Text me- Real Estate Data Aggregator numbers for ZIPs 37201, 37203, 37219, 37206, 37208, 37209, 37212, 37214, 37207, 37075, 37066, 37064, 37067, 37069, 37122, 37121, 37138 and 37076, the three months ending July 31, 2026, compared with the same months of 2025. Real Estate Data Aggregator last updated them on Sep 3, 2026.
- Freddie Mac: Mortgage Rates, read Oct 5, 2026
- National Association of Realtors: Existing-Home Sales, read Oct 5, 2026
- Federal Housing Finance Agency: U.S. House Prices Rise 2.1 Percent Year over Year; Up 0.3 percent Quarter over Quarter | FHFA, Aug 25, 2026
- Redfin: Price-Drop Rate Ticks Up to Record September Rate Amid Strong Buyer’s Market, Sep 30, 2026
- Realtor.com: Weekly Housing Trends: U.S. Market Update (Week Ending Sept. 26, 2026), Oct 1, 2026
- CNBC: Mortgage rates jump for the sixth straight week, hitting both refinance and homebuyer demand hard, Sep 30, 2026
- No Real Estate Data Aggregator numbers for 37024, so this part is from websites alone.